Payment Method Based Fee & Discounts for WooCommerce is an extension developed by Addify that allows online store owners to apply additional charges or automatic discounts based on the payment method the customer selects during the checkout process. It is designed for businesses that need to pass on payment gateway costs, encourage certain payment methods, or protect their profit margins without having to manually modify each order.
The tool works through a flexible and easy-to-configure rule system. You can create multiple rules that assign a fixed fee or a percentage to specific gateways such as PayPal, bank transfer, cash on delivery, or any other integrated into your store. For example, if PayPal charges you 3% per transaction, you can add an equivalent commission to recover that cost. Similarly, you can offer attractive discounts on payment methods you prefer to promote, such as direct transfers or online payments, thereby improving your cash flow and reducing fees.
Among its most notable features are the ability to restrict rules based on user role, customer country, or cart amount range. This allows you to adapt your pricing strategy to different customer segments and regions. You can also define minimum and maximum values for each fee or discount, configure tax application with specific tax classes (reduced rate or zero rate), and customize the labels displayed on the checkout page so the customer clearly understands the reason for the adjustment.
The plugin offers total control over rule priority, avoiding conflicts when multiple conditions coincide in the same order. Additionally, its intuitive interface requires no programming knowledge, so any store administrator can configure it in minutes. It is compatible with WordPress multisite and WPML, making it easy to use in multilingual and multi-region stores.
If you manage an ecommerce where gateway fees, transfers, or cash payments directly affect your profitability, this extension gives you the control needed to optimize every transaction and maintain a transparent and satisfactory shopping experience for your customers.